أو

الدخول بواسطة حسابك بمواقع التواصل

#1

مقال للموظفات: كيف تضعين خطة مالية ناجحة في الإجازة؟

للموظفات: كيف تضعين خطة مالية ناجحة في الإجازة؟


الحياة المالية بالنسبة إلى أية موظفة، من الأمور المهمة التي يجب أن تحرص على إدارتها بنجاح ومهارة؛ ففي حياتها ستمر بها مناسبات شخصية، مثل: الخطوبة والزواج، أو للسفر والترفيه، وستحتاج فيها إلى كثيرٍ من المال.
وفي هذا الشأن، تحدثت إلىنا ريم الرشودي، المدربة في الشؤون المالية ودورات التوفير المالي، عن كيفية توفير الموظفة المال خلال فترة الإجازة.

1. عدم شراء كل شيء
في فترة الإجازة؛ خاصة الصيفية، تُنظَّم العديد من المناسبات والاحتفالات؛ لذا يجب أن تصرفي مالكِ فيها بذكاء، وتشتري الملابس والهدايا اللازمة فقط.

2. ادخار جزء من الراتب
بعد نزول راتبك الشهري، عليكِ أن تسحبي جزءًا جيدًا منه للادخار، وألا تصرفيه إلا عند الضرورة.

3. الاكتفاء بما لديكِ
إن كنت تملكين ملابس لم ترتديها كثيرًا، أو لم يشاهدك بها أحدٌ في مناسبة ما؛ فعليكِ الاكتفاء بها، وعدم شراء أخرى جديدة.

4. التقليل من التسوق
هذا الأمر سيوفر عليكِ قدرًا كبيرًا من المال؛ لذا لا تذهبي إلى السوق إلا لشراء ما يلزمك؛ لكيلا يثير إعجابك كل ما تجدينه أمامك.

5. الأكل في المنزل
يذهب بعضهم إلى المطاعم لتناول الوجبات الجاهزة؛ لكسر الروتين وتغيير الجو المنزلي، ولا مانع في أن تفعلي ذلك مع التقليل من هذه الخطوة؛ لضررها الصحي والمالي.

6. شراء صنف واحد
عند الذهاب إلى السوق، ستجدين أمامك خيارات عديدة، وأصنافًا مختلفة؛ لذا يجب أن تكوني ذكية في الشراء، ولا تشتري إلا صنفًا واحدًا؛ فالباقي ما هو إلا تكرار له، لكن بمسميات مختلفة.





للموظفات: كيف تضعين خطة مالية ناجحة في الإجازة؟



إظهار التوقيع
توقيع : ام الاء وبيان2
#2

افتراضي رد: للموظفات: كيف تضعين خطة مالية ناجحة في الإجازة؟

تسلم ايدك
إظهار التوقيع
توقيع : حياه الروح 5
#3

افتراضي رد: للموظفات: كيف تضعين خطة مالية ناجحة في الإجازة؟

مشكووورة ياجميل

إظهار التوقيع
توقيع : ام مالك وميرنا
#4

افتراضي رد: للموظفات: كيف تضعين خطة مالية ناجحة في الإجازة؟

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#5

افتراضي رد: للموظفات: كيف تضعين خطة مالية ناجحة في الإجازة؟

بارك الله فيكِ
#6

افتراضي رد: للموظفات: كيف تضعين خطة مالية ناجحة في الإجازة؟

العمل الناجح يحتاج للصبر
إظهار التوقيع
توقيع : Monaadam

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